Rules rules rules!

I've read as much as i dare regarding rules, and i'm not sure how i am to apply it to my usage scenario...

I think it's more than rules, it's more constructing the required command with the right files...

Say for instance, i have a password that i know HAS the following in it;

LAD
BYE

and MAY have the following in it, located at the start;

m@1d

And MAY contain these combos located anywhere

ABC
NET
KAL

- I'm having trouble understanding how to implement this into hashcats world...

Would anyone care to assist?